Free Corporate PSP Brokerage
High-Risk Payment Processing.
The Right PSP, Found for You.
Most banks won't touch your vertical. We connect iGaming operators, forex firms, subscription platforms, adult businesses and cross-border merchants with specialist high-risk payment service providers — at no cost to you. We are paid by the PSP, not by you.
What is a high-risk payment broker? A high-risk payment broker like ICPay acts as an independent intermediary between merchants in complex verticals and specialist payment service providers (PSPs). ICPay reviews your business profile, identifies PSPs best suited to your industry and volume, and makes a warm, confidential introduction — entirely free of charge to the merchant.
100+
PSP Partners
£0
Cost to You
48hr
Avg. Response
15+
Verticals Covered
Our Process
How ICPay Finds You a High-Risk PSP
A four-step process — from profile submission to processing — typically completed within one week. No cost, no commitment until you choose a provider.
01
Submit Your Business Profile
Complete our short qualification survey. We capture your vertical, volumes, dispute ratio, geographies and settlement requirements — everything a PSP underwriter needs to make a decision.
02
We Analyse & Match
Our team reviews your profile against our network of 100+ vetted high-risk PSPs. We shortlist providers with documented experience in your specific vertical, jurisdiction, and volume tier.
03
Warm, Discreet Introduction
We facilitate a confidential introduction to the selected PSP, providing full context on your business. The conversation starts at the right level — not with a generic application form.
04
You Negotiate & Process
You negotiate terms directly with the PSP. Once onboarded, you start processing. ICPay is compensated by the PSP upon successful introduction — your business pays nothing.
Industries We Serve
High-Risk Verticals We Work With
Standard acquirers decline these industries. We exist because they do. Our PSP partners have built their businesses around serving complex merchants — not tolerating them.
iGaming & Online Gambling
Sports betting operators, online casinos, poker rooms and lottery platforms. We connect you with licensed PSPs who understand Responsible Gambling requirements, multi-currency acquiring, and the specific chargeback dynamics of gaming.
Get a PSP match
Adult & Entertainment
Content platforms, creator monetisation services and entertainment businesses. Discreet, compliant processing with strong descriptor management, age verification support, and stable acquiring relationships.
Get a PSP match
Forex, CFD & Crypto
FX brokerages, CFD platforms and digital asset businesses requiring reliable fiat on-ramp and off-ramp solutions. We work with PSPs experienced in regulated trading environments and FCA, CySEC and offshore jurisdictions.
Get a PSP match
Subscription & SaaS
Recurring billing businesses, membership platforms and SaaS operators seeking stable card processing with robust retry logic, dunning management, and low false decline rates.
Get a PSP match
Cross-Border E-Commerce
High-volume merchants operating across multiple jurisdictions. Multi-currency acquiring, local payment method support and jurisdiction-specific compliance — particularly for merchants in restricted product categories.
Get a PSP match
Fintech, Lending & BNPL
Emerging fintech businesses, lending platforms and BNPL providers requiring compliant acquiring and settlement infrastructure. We navigate the nuances of regulated financial services acquiring.
Get a PSP match
The ICPay Difference
Why Businesses Choose ICPay
We are not a payment provider. We are not a bank. We are an independent broker — which means our only incentive is finding you the right PSP, not the most profitable one for us.
Completely Free to Your Business
ICPay earns a commission from the PSP upon successful introduction. There are no fees, retainers, monthly charges or hidden costs applied to the merchants we serve. You pay nothing.
100+ Vetted PSP Partners
Access to over 100 specialist payment service providers across Europe, Asia, LATAM and offshore jurisdictions — including acquirers that don't accept direct merchant applications.
Discreet & Confidential
Your business information is shared only with PSPs that are a genuine, pre-qualified fit. We do not distribute your data without consent. Our introductions are warm and contextualised — not cold leads.
24–48 Hour Turnaround
We understand that payment continuity is business-critical. Most introductions are facilitated within two business days. Full PSP onboarding typically completes within five to ten days.
Service Fee to Merchants£0.00
PSP Partners in Network100+
Verticals Covered15+
Avg. Introduction Time24–48 hrs
Avg. Onboarding Time5–10 days
Geographic Reach
Worldwide
Advisory Model
Independent
About ICPay
Everything You Need to Know
What we do, what it costs, who we work with, and how to get started.
Find Your PSP
Match Me With a High-Risk PSP
Answer five short questions. Our team will review your profile, identify the most suitable PSPs from our network, and be in touch within 48 business hours. Free, confidential, no obligation.
1
Company
2
Business
3
Volumes
4
Processing
Contact
Where is your company registered?
Your jurisdiction determines which PSPs and acquiring banks are eligible to onboard you. This is typically your primary country of incorporation.
What vertical(s) does your business operate in?
Select all that apply. PSPs are often vertical-specific — the more precise you are here, the better we can match you.
iGaming / Online Casino
Sports Betting
Adult / Entertainment
Forex / CFD Trading
Cryptocurrency
Subscription / SaaS
E-Commerce (High-Risk)
Travel & Hospitality
Fintech / Lending
Nutraceuticals / Supplements
Dating / Social
Other
UK & Ireland
Western Europe
Eastern Europe
North America
LATAM
Asia Pacific
Middle East & Africa
Global / Worldwide
Tell us about your processing volumes
PSPs have minimum and maximum volume thresholds. Accurate figures here help us match you to a provider that is the right size for your business — not too risk-averse, not overstretched.
Current processing details
These figures directly affect which PSPs can accommodate you and what commercial terms you can expect. Be honest — PSPs will check during underwriting.
Almost done — your contact details
We will review your profile within one business day, identify the most suitable PSP partners, and reach out directly. No spam, no third-party sharing, no obligation.
Step 1 of 5
Common Questions
High-Risk Payment Processing: FAQs
Straight answers to the questions we hear most often from merchants looking for specialist payment providers.
ICPay's advisory and introduction service is completely free to your business. We earn a commission from the PSP upon a successful introduction — a model standard in corporate finance broking. There are no fees, retainers or commissions charged to merchants at any stage.
Yes — this is precisely the situation we handle most often. Our PSP partners are specialist high-risk acquirers who have built their underwriting processes specifically for these verticals. A decline from a mainstream bank is not a barrier with the right specialist provider.
We typically review your profile and make introductions within 24–48 business hours. PSP due diligence and onboarding thereafter typically takes 5–10 business days, depending on your vertical, the completeness of your documentation, and the PSP's current pipeline.
We cover iGaming and online gambling, adult and entertainment, forex and CFD trading, cryptocurrency, subscription and SaaS platforms, high-risk e-commerce, cross-border merchants, travel and hospitality, fintech and lending, and nutraceuticals. If your vertical is not listed, contact us — we likely have relevant partners.
Yes. Your information is shared only with pre-qualified PSPs that are a genuine fit for your profile. We do not distribute your data to third parties and do not make blind introductions. Every introduction is warm, contextualised, and made with your awareness.
Yes. A significant proportion of the businesses we work with already have processing in place. Common reasons to work with us include: reducing rolling reserve, improving rates, adding a second processing relationship, improving settlement terms, or finding a more stable long-term partner.
Standard KYB documentation typically includes: company registration certificate, certificate of incumbency or equivalent, passport and proof of address for all directors and beneficial owners, 3–6 months of bank statements, processing history (if available), and your website with compliant terms of service, privacy policy, and refund policy in place.
It depends on the ratio and your vertical. High-risk PSPs are experienced with elevated dispute rates. A ratio above 2–3% will narrow your options but does not eliminate them. We will advise on realistic expectations during our review and can discuss dispute mitigation strategies with prospective PSPs on your behalf.
Confidential & Discreet
100+ Global PSP Partners
Zero Cost to Merchants
Dedicated Account Management
48hr Introduction Guarantee
All Major High-Risk Verticals
